Free Web NovelChapter 214: Chapter 214: Don’t Talk So Big
Shen Nian was secretly delighted that Shen Jian Country had brought up the excellent idea of borrowing money. However, Shen Jian Country and the others were mortified by Guo Chunxiang’s remarks.
After all, borrowing money was never something to be proud of, especially when being ridiculed so harshly by Guo Chunxiang.
However, Shen Jian Country had already steeled himself before he even brought it up. So, while he felt a flash of shame, he quickly composed himself.
"Sister-in-law isn’t wrong. The farm’s upfront investment is significant, and our family doesn’t have that much in savings at the moment. That’s why we had no choice but to make this difficult request. But rest assured, everyone, the Shen family will absolutely pay back any money we borrow!"
"Hah! Pay it back? And when would that be? What if you lose every last penny your family has? What will you pay us back with then? Shen Jian Country, you’ve got a great scheme going, don’t you? Borrowing other people’s money for your business, then claiming you’re broke when you lose it all. I really underestimated the depths of your family’s shamelessness!"
"Sister-in-law, you don’t have to be so nasty! I said I’ll pay it back, and I will! Regardless of whether our farm turns a profit or a loss, we will definitely repay this money in three to five years, at most!"
"Heh. Three to five years? More like thirty to fifty, I’d say!"
"It won’t take three to five years. I guarantee we’ll pay back every cent we borrow within one year!"
Just as Shen Jian Country and Guo Chunxiang were arguing, Shen Nian suddenly cut in. Her statement made everyone turn to stare at her in astonishment, including Shen Jian Country, who looked at his daughter in utter surprise.
"Xiao Nian, you..."
Shen Jian Country had been hesitant even suggesting three to five years. No one knew what would become of the farm in that time. He never expected Shen Nian to just turn around and shorten the deadline to one year.
’One year? H-How is that possible?!’
"Dad, you heard me right. One year. I promise that all the money we borrow will be paid back in full, with interest."
Originally, Shen Nian hadn’t even considered borrowing money. The startup capital she and Lu Cheng had was sufficient.
But now that Shen Jian Country had brought it up, Shen Nian was certainly going to take full advantage of the opportunity.
"You guarantee it? With what, exactly? With interest, even? Don’t make promises you can’t keep!"
"In fact, it’s more than just interest. Anyone willing to lend money to the Shen family will not only be repaid in full, with interest, but will also be given shares in the Shen Family Farm proportional to the amount they lend. Later on, when the farm starts turning a profit, you’ll be able to receive dividends based on those shares, free and clear."
The terms Shen Nian offered were incredibly generous. While her Shen Family Farm might not yield a ten-thousand-fold return on investment, it was practically guaranteed to be very profitable.
So, with this move, she was essentially giving away a golden opportunity to anyone who lent her family money.
However, to get in on this opportunity she was offering, a person first had to genuinely believe in the Shen family and truly want to see them succeed.
"Dividends? HAHAHA! Shen Nian, you might be able to fool other people with that talk, but you’re not fooling me! If you go bankrupt, forget about dividends—we won’t even get our original investment back! Don’t you try to trick me!"
"I mean what I say, and I don’t deceive people. Besides, this offer is only for relatives of the Shen family. Outsiders won’t get a deal this good!"
Shen Nian had no intention of giving away shares in the Shen Family Farm to just anyone! Besides, borrowing money wasn’t a necessity in the first place. Shen Nian was simply seizing the opportunity that had presented itself.
